Assistant Professor of Finance at the University of Balamand in Lebanon and the Coordinator of the Finance Concentration. His publications are in the field of financial crisis, banks’ instability and institutional factors preventing competition. He also publishes on the danger of government intervention in a sectarian society. Dr. Mardini is the founder of the Lebanese Institute for Market Studies, the first free market think-tank in Lebanon. He is often interviewed by national TVs, radios, and newspapers and invited to lecture in Africa, China, Japan, Europe, the USA and the Middle East. He holds a Ph.D. in Economics from Paris Dauphine University.